Buy Now, Pay Later information

Shop your favorite products now and pay over time with Shop Pay Installments. Choose the plan that works best for you—split your total into 4 interest-free payments or select a monthly plan with interest. It's flexible, secure, and easy to use at checkout.
🛒 How It Works
- Add to Cart: Browse our products and add what you love to your cart.
- Go to Checkout: Proceed as usual when you're ready to buy.
- Select Shop Pay: At checkout, choose Shop Pay as your payment option.
-
Choose Your Payment Plan:
- Orders between $50–$999 qualify for 4 interest-free biweekly payments
- For larger purchases, you may see monthly installment plans (up to 12 months) with interest
- Complete Your Purchase: Confirm your info and you're all set! Your first payment is due at checkout, and the rest will follow automatically.
💳 Payment Options
- 4 Interest-Free Payments: Pay every two weeks—no interest, no fees.
- Monthly Installments (with Interest): Choose a flexible monthly plan based on credit approval.
✅ Why Use Shop Pay Installments?
- No hidden fees
- Flexible plans to fit your budget
- Fast and secure checkout
- Get your items now, pay over time
📌 Requirements
- Must be 18 years or older
- U.S. billing address
- Valid debit or credit card
- Select Shop Pay at checkout
🔗 Learn More
Visit the official Shop Pay Installments Help Page:
https://shoppay.affirm.com/help/s/article/about-sp
❓ Frequently Asked Questions (FAQ)
What is Shop Pay Installments?
Shop Pay Installments lets you split your purchase into 4 interest-free payments or choose a monthly plan with interest. It’s fast, secure, and flexible.
How do I qualify for Shop Pay Installments?
You must be at least 18 years old, have a U.S. billing address, and use a valid debit or credit card. The order total must be between $50–$999 for interest-free payments.
Are there any fees or interest?
There are no fees or interest for the 4 biweekly installment plan. Monthly plans may include interest depending on your credit approval and selected terms.
Can I pay off my installment plan early?
Yes! You can pay off your balance early at any time without penalties.
Where can I manage my Shop Pay account or see my payment schedule?
You can manage your Shop Pay Installments and view payment schedules by logging into your account at: https://shop.app/pay/authentication/login
What happens if I miss a payment?
Affirm, the provider behind Shop Pay Installments, will notify you via email. Be sure to keep your payment method updated to avoid issues.